Misys Personal Finance Portal

Personal Finance Portal

Banks not offering online banking to their personal customers are now quite rare, but the quality, security, and functionality of online banking solutions varies considerably – as does the benefit these solutions generate for their banks.

The best online solutions deliver real value to customers and thus help to cement a bank’s customer relationships. Satisfied customers are less likely to move banks and are more likely to consider taking additional financial products from their bank.

Personal Finance Portal helps banks win more customers over to online banking by tackling the main reasons why customers do not sign-up for online banking in the first place:

Latest security features - supports a flexible approach to balancing maximum security with ease of access
Easy to use - delivers simplified site navigation and a range of tools to support the customer
Personal finance management - customers can do more online
Evolves seamlessly - easy to make updates and launch products without frustrating the customer
Advanced personalisation - tailor the user experience and bank messages to meet customer types

Developed on the same flexible technology platform, Misys Mobile and Personal Finance Portal can be seamlessly integrated, providing your customers with the latest mobile banking technology.

Learn more about Personal Finance Portal by downloading our fact sheet here.

Overview
Technical Specifications
Downloads

Key Features:

Online accounts and balances, multi-currency support
Downloadable statements – PDF, XLS, DOC
Templates and Static Data Maintenance for frequently used parties, accounts and phrases
Automated email/SMS alerts to prompt users to action
Fund transfers
Bill payment
Recurring payments, e.g. standing orders, direct debits
Statement and cheques imaging
Built-in enquiry functions and integrated report designer
Calendar for key dates and custom events management
Internal channel to exchange non-transactional information between the customers and the bank.
Internal private label and external news publishing by the bank
Multi-lingual capabilities throughout the portal

Flexible integration and deployment

Personal Finance Portal can be integrated smoothly with any back-office system or third-party application, benefiting from automated outgoing and incoming XML, SWIFT, ISO 20022, or custom-based interfaces. The solution also includes standard implementation modules for Midas Plus and Equation core banking systems.

In addition to the option of integrating Personal Finance Portal within your own infrastructure, the solution can also be hosted and maintained by Misys in an enterprise-class data centre. Banks accessing the hosted white-labelled solution are provided with the same robust functionality and features as the installed version, but without the associated operating costs.

Using the hosted solution banks will still be able to design their own online interface and provide your customers with access to a fully bank-branded service.

Personal Finance Portal can also be used internally within the bank, enabling sales and account officers to follow up on their customers' transactions either through the Internet or via a dedicated secure private network using their own customised interface.

Standards-based technical environment

Personal Finance Portal is built on a pure Java platform following the Java Enterprise Edition specifications. It is therefore portable across many different middleware application server environments, such as IBM WebSphere, BEA WebLogic or Apache Tomcat.

It enjoys a similar portability across hardware platforms and operating systems since Java support is available on all the major Unix platforms and Intel based servers running Windows or Linux.

By utilising the Java Database Connectivity (JDBC) interface, Misys Cash Portal can also support various relational database management systems for its data store.

Personal Finance Portal Fact sheet