Consolidated Commercial Lending

Reducing the total cost of end-to-end support across commercial lending business lines; are you limiting the real potential of your project?

Reducing the total cost of end-to-end support across commercial lending business lines; are you limiting the real potential of your project?

Many financial institutions now dream of a global platform based on a single data model with common, scalable operational processes. A unified commercial lending platform can not only increase transparency, improve risk management and provide greater insight into customer needs but can enable quicker entry into new markets and new business lines; all while offering more cost-effective loan origination and servicing.

There are a small number of systems capable of supporting the vision of the unified commercial lending platform although such a system is not a 'magic bullet'; it can only satisfy the ambitions and the vision as set by those who define the project's operational and financial objectives.

Many system consolidation business cases are limiting the real potential of the project by putting its greatest financial benefits out of scope.

Part II of this two-part white paper series from Misys proposes an alternative approach to constructing the business case. Executives with the courage and foresight to quantify and commit the organization to 'big-picture' results have a much better shot at achieving results which will ultimately move the RoE needle and help to deliver very real, transformational business value.

To read Part II of the two-part paper series, click here.

To read Part I of the two-part paper series, click here.