Simplified user interface. Streamlined data entry. Highly automated processing. These are the key concepts around which Loan IQ was designed to optimise your organisation’s commercial lending business.

Industry standard Loan IQ workflows enable clients to optimise loan processing activities while simultaneously handling a greater number of transactions. Your organisation can focus on your core business with the assurance that your system will be able to handle the processing demands of commercial lending.

Whether your business involves highly complex loans or high volume loans, your organisation needs a system that can effectively manage your entire loan portfolio. Companies who use Misys Loan IQ for both commercial and syndicated lending gain invaluable straight through processing benefits in the form of increased efficiencies and reduced operational risk.

Commercial Lending Highlights:

• Wizards to provide streamlined data entry to maximise efficiency
• Streamlined user interface for high volume business
• Managed hosting delivery

Loan Servicing:

• Various types of amortisation schedules
• Scheduled rate changes for fixed rate loans
• Complex pricing for interest
• Enhanced fee processing, including matrix pricing, pre-payment penalty and other one-time and ongoing fees
• 1098 / 1099 tax and IRS reporting
• Comprehensive budget tracking
• Lockbox payment matching